SERVICES
Each service is delivered with a commitment to professionalism and integrity, ensuring our clients receive the highest standard of financial support.
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At Finance Inc., I recognize that securing a home loan is a pivotal moment in your journey to homeownership. I am committed to guiding you through every step of the process, helping you find a loan that perfectly aligns with your financial goals.
I offer a wide range of home loan options, including fixed-rate loans, variable-rate loans, and flexible solutions that allow for extra repayments. With competitive interest rates and a focus on personalized service, I am proud to serve both first-time homebuyers and seasoned investors.
From your initial application to the final settlement, I am here to simplify the entire process, ensuring that you feel confident and well-informed at every stage. Let us help you make the best decisions for your property goals.
Contact me today to learn more about our home loan options and discover how I can support you in making your dream home a reality.
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At Finance Inc., I understand that investing in property is a powerful way to build wealth and secure your financial future. My Investment Property Loan solutions are designed to help you expand your property portfolio with ease and confidence.
I offer a variety of loan options tailored to the unique needs of property investors, including:
Fixed-Rate Investment Loans: Lock in a stable interest rate for the term of the loan, providing predictability and security for your investment strategy.
Variable-Rate Investment Loans: Benefit from potential interest rate reductions over time while maintaining flexibility in your repayments.
Interest-Only Loans: Maximize cash flow by paying only interest for a set period, allowing you to focus on growing your portfolio before starting principal repayments.
Flexible Repayment Options: Choose from weekly, fortnightly, or monthly repayment schedules, and make additional repayments without penalty, giving you greater control over your finances.
I am dedicated to helping you navigate the complexities of investment property financing. Whether you’re a first-time investor or looking to expand an existing portfolio, I will work with you to find the best solution based on your individual financial situation and goals.
With competitive interest rates, personalized service, and a commitment to supporting your long-term investment strategy, Finance Inc. is your trusted partner in property investment.
Get in touch today to explore how our Investment Property Loan solutions can help you achieve your investment objectives and build a strong property portfolio.
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At Finance Inc., I believe that refinancing your home or investment property is a smart way to take control of your financial future. Whether you're looking to reduce your monthly repayments, access equity, or secure a better interest rate, our refinancing options are designed to meet your unique needs.
Why Refinance with Finance Inc. ?
Lower Interest Rates: Refinancing can potentially help you secure a more competitive interest rate, saving you money over the life of your loan.
Access to Equity: Unlock the equity in your home to fund renovations, consolidate debt, or invest in additional properties. We’ll help you access the funds you need while keeping your repayments manageable.
Flexible Loan Options: Choose from a range of loan products that suit your financial goals, including fixed-rate, variable-rate, and interest-only loans. Our solutions offer flexibility with repayment schedules and options for extra repayments without penalties.
Consolidate Debt: Refinancing can help streamline your finances by consolidating multiple loans into a single, more manageable repayment. This can help reduce stress and simplify your monthly budgeting.
How We Can Help You ?
I will guide you through the entire refinancing process, from assessing your current financial situation to choosing the best loan product for your needs. I will ensure you understand all your refinance options and assist you with paperwork, applications, and settlement.
Whether you're aiming to lower your repayments, reduce your loan term, or access additional funds, Finance Inc. is here to make refinancing a seamless and rewarding experience.
Get in touch today to learn how refinancing with Finance Inc. can help you achieve your financial goals.
Let’s discuss how we can make your home loan work harder for you.
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At Finance Inc., I understand that managing multiple debts can be overwhelming. Our Debt Consolidation Loans are designed to simplify your financial life by combining all your debts into a single, manageable loan with one easy repayment. Whether you're juggling credit cards, personal loans, or other outstanding debts, we can help you regain control of your finances.
Why Choose Debt Consolidation with Finance Inc.?
Simplified Finances: Combine multiple debts into one loan, making it easier to keep track of payments and avoid missed due dates.
Lower Interest Rates: By consolidating your debts into a single loan, you may be able to secure a lower interest rate, helping you save money over time and pay off your debt faster.
Fixed Repayments: Lock in a fixed repayment schedule that suits your budget, reducing the stress of fluctuating payments and giving you peace of mind.
Improved Cash Flow: With lower interest rates and a streamlined payment structure, you may have more flexibility with your monthly finances.
Access to Additional Funds: In some cases, debt consolidation can allow you to borrow extra funds to cover additional expenses, such as home improvements or other financial goals.
How I Can Help ?
I will guide you through the process, from assessing your current debt situation to structuring a loan that works for you. I will help you choose the right loan terms and provide support throughout the application and settlement process.
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At Finance Inc., I specialize in helping you unlock the potential of your Self-Managed Super Fund (SMSF) with tailored loan solutions designed for property investment. Whether you're looking to purchase residential or commercial property through your SMSF, I will provide expert guidance and competitive loan options to help you achieve your retirement goals.
Why Choose an SMSF Loan with Finance Inc.?
Unlock Property Investment Potential: Using your SMSF to invest in property can be a powerful way to grow your retirement savings. We offer loan products that allow you to purchase property within your SMSF, giving you greater control over your investment strategy.
Residential & Commercial Property Loans: We offer SMSF loan options for both residential and commercial properties, helping you diversify your portfolio and secure long-term wealth.
Competitive Interest Rates: With access to competitive interest rates, you can maximize your investment potential and ensure your SMSF is working hard to grow your retirement fund.
Flexible Loan Terms: We understand that each SMSF is unique, which is why we offer flexible loan terms to suit your specific financial goals and investment strategy. Whether you’re looking for a fixed-rate loan or a variable option, we’ve got you covered.
Leverage Your Super: By borrowing through your SMSF, you can use your fund's equity to purchase property, which can significantly enhance your retirement savings potential.
How SMSF Loans Work:
An SMSF loan allows your self-managed super fund to borrow money to purchase a property, subject to strict compliance with Australian regulations. The property purchased must be held in a trust with your SMSF as the beneficiary, and you must ensure that the investment is made for retirement purposes.
I will walk you through every step of the process, ensuring that your SMSF remains compliant while helping you secure the right loan for your property investment goals.
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At Finance Inc., I understand that buying your first home is an exciting, yet sometimes overwhelming, journey.
My First Home Buyers loan solutions are designed to support you through every step of the process—from finding the right loan to settling into your dream home.
Why Choose Finance Inc. as Your First Mortgage Broker?
Expert Guidance at Every Step: We provide personalized support throughout your home-buying experience. Simon will guide you through the application process, explain your options, and ensure you fully understand every decision you make along the way.
Tailored Loan Products: Finance Inc. has access to a large range of home loan options that can be customized to your unique needs. Whether you're looking for a fixed-rate loan for stability or a variable-rate loan for flexibility, we’ve got solutions to suit your preferences.
Competitive Interest Rates: As a first-time buyer, I know how important it is to get a great deal. My competitive interest rates help you secure a loan that fits within your budget, saving you money in the long run.
First Home Buyer Grants & Schemes: I will help you navigate government grants and schemes that are available for first home buyers. Whether it's the First Home Owner Grant (FHOG) or stamp duty concessions, I will ensure you take full advantage of any financial support you’re eligible for.
Low Deposit Options: You don’t always need a large deposit to secure your first home. With my low deposit options, you may be able to get into your first home sooner than you thought.
How We Help First Home Buyers ?
Assessing Your Financial Situation: I will work with you to understand your income, expenses, and financial goals to determine how much you can afford to borrow.
Explaining Your Loan Options: I will take the time to explain the different loan types and help you choose the one that aligns with your financial goals. This includes helping you understand repayment terms, interest rates, and the features of each loan.
Securing Pre-Approval: I will help you secure a loan pre-approval, so you can confidently start your home search knowing exactly how much you can borrow.
Navigating the Application Process: I will help you with all the paperwork, guide you through the approval process, and ensure everything runs smoothly up to settlement.
Ongoing Support: I am not just here to help you secure your loan—I am here for the long haul. Whether you need advice on refinancing in the future or help with managing your loan, I will be there for you every step of the way.
Why Finance Inc. is the Right Choice for First Home Buyers ?
Clear Communication: I make sure you understand every part of the home loan process, so you feel confident and informed.
Personalized Service: No two first home buyers are the same. I tailor our advice and solutions to your unique circumstances, ensuring you get the best possible deal.
Quick & Efficient Process: I pride ourselves on providing a smooth and efficient loan process, so you can focus on finding your dream home.
Take the First Step Toward Homeownership
Buying your first home is one of the most exciting milestones of your life, and Finance Inc. is here to help you make that dream a reality. Finance Inc. is dedicated to providing the support and expertise you need to find the right loan and navigate the home-buying process with confidence.
Contact me today to get started and discover how we can help you secure the keys to your first home !
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At Finance Inc., I understand that retirement should be a time for enjoying the fruits of your hard work, not stressing over finances. A Reverse Mortgage can provide you with a way to unlock the value of your home and access the funds you need to live comfortably in retirement—without the need to sell your property.
What is a Reverse Mortgage?
A reverse mortgage allows homeowners aged 60 or over to borrow money against the equity in their home, without having to make regular repayments. Instead, the loan is repaid when you sell your home, move into care, or pass away. This can provide a valuable source of income or cash flow in retirement, helping you cover living expenses, healthcare costs, or any other financial needs.
Why Choose a Reverse Mortgage with Finance Inc.?
Access to Home Equity: If you own your home, a reverse mortgage allows you to tap into the equity you've built up over the years without the need to sell your property. This gives you access to tax-free funds that can be used for anything you need—whether it's home improvements, medical expenses, or enjoying your retirement.
No Regular Repayments: One of the key benefits of a reverse mortgage is that there are no regular repayments to worry about. The loan is repaid when the property is sold, or when the borrower moves out of the home or passes away. This can provide peace of mind and relieve financial stress during retirement.
Flexible Payment Options: You can choose how to receive the funds, whether as a lump sum, a line of credit, or regular payments (e.g., monthly or quarterly). This flexibility ensures that your reverse mortgage is tailored to your financial situation and goals.
Stay in Your Home: Unlike selling your home or downsizing, a reverse mortgage allows you to stay in the home you know and love, providing you with stability and comfort during your retirement years.
Government-Supported: Reverse mortgages in Australia are regulated by the government, providing safeguards to ensure that you will never owe more than the value of your home.
How a Reverse Mortgage Works:
Eligibility: To qualify for a reverse mortgage, you typically need to be at least 60 years of age (or 55 if applying as a couple) and own your home.
Loan Amount: The amount you can borrow is determined by several factors, including the value of your home, your age, and your overall financial situation. Older borrowers may be able to borrow more.
Interest Rates: Like a traditional mortgage, reverse mortgages come with interest charges. However, you won’t have to make repayments while you’re living in your home. Interest will be added to the loan balance over time, and the loan is repaid when the home is sold.
Repayment: The loan is repaid when you sell the property, or if you move into long-term care or pass away. Any remaining equity after the loan is repaid stays with you or your estate.
Benefits of a Reverse Mortgage with Finance Inc.:
Improved Cash Flow: A reverse mortgage can supplement your pension or other retirement income, giving you more financial freedom to enjoy your retirement.
No Risk of Losing Your Home: As long as you live in the home and comply with the terms of the loan, you cannot be forced to leave or sell your home.
Tax-Free Funds: The funds you receive from a reverse mortgage are generally tax-free, so you can use the money however you choose without worrying about additional taxes.
Is a Reverse Mortgage Right for You?
A reverse mortgage can be a powerful financial tool, but it’s important to consider your personal circumstances and future plans.
At Finance Inc., I will help you understand the full implications of a reverse mortgage, including the long-term impact on your home’s equity and estate. I will guide you through the process and help you determine whether this is the right solution for your needs.
Let’s Explore Your Options Together
If you’re looking for a way to make the most of your home in retirement, a reverse mortgage might be the solution. At Finance Inc., I am here to provide you with expert advice, tailored solutions, and a clear understanding of how a reverse mortgage can benefit you.
Contact me today to discuss how a reverse mortgage can help you unlock the value of your home and provide the financial freedom you need in retirement.
